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Credit cards began in the late '40s when banks began giving out paper certificates that could be used like cash in local stores. The first real credit card was issued in 1951 by Franklin National Bank in New York.
But according to Encyclopedia Britannica, the use of credit cards started in United States of America in 1920s when companies like hotels and oil companies began giving them to customers for purchases made at those business. The use of credit cards increased after World War II.
The first universal credit card -- one that could be used at a variety of stores and businesses -- was introduced by Diners Club, Inc., in 1950. Later the major universal credit card was issued by American Express company in 1958 with a slogan – "Don't leave home without it!"
BEST CREDIT CARDS
HDFC GOLD CREDIT CARDS
Advanced Feature and Benefits
Up to 5% cashback on air/ rail ticketing
5% Cash back on domestic air ticket bookings through domestic airline websites or rail ticket bookings through irctc.co.in if your statement balance for that month is above Rs 25000. Worldwide acceptance
Accepted at over 23 million Merchant Establishments around the world, including 110,000 Merchant Establishments in India.
Rewards points redemption After earning all those reward points on your HDFC Bank Gold Credit Card, redeem them for exciting gifts and services! You could even convert them to airline miles with India's leading airlines through the MyRewards programme.
Lost Card Liability
In case you lose your card, intimate us immediately. If any fraudulent transactions happen after you have intimated us, you are fully absolved of any liability on those transactions up to Rs. 2.00 lacs.
ICICI Bank Preferred Gold Credit Cards
Fuel surcharge waiver on fuel spends at select HPCL pumps (2.5 % of transaction value or Rs.10, which ever is higher).
Fabulous shopping deals & Delicious Dining Treats
Double Reward Point on every Rs. 200/- spent on hotel stays, airline ticketing and dining. Travel Privileges
